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Affinity Insurance Partners

1000 Noble Energy Drive
Suite 280
Canonsburg, PA 15317

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Affinity Insurance Partners

1000 Noble Energy Drive
Suite 280
Canonsburg, PA 15317

Phone : 724-754-8200
Fax : 724-485-2737
Email :

States Served

  • Pennsylvania

Auto Insurance and Teen Drivers: What You Need to Know

It’s an exciting day when your teen passes their driving test and gets their driving license, but as a parent in Pittsburgh, PA, you also likely have concerns regarding your teen’s personal safety and the cost of auto insurance. Due to the fact that teens make up a large portion of auto accidents, insurance companies tend to charge more for coverage. If your teen will be getting behind the wheel before long, here are a few things Affinity Insurance Partners want you to know.

When Your Teen Should Be Added to the Insurance Policy

When it comes to adding your teen to your auto insurance policy, it may depend on your insurance company. Some companies will require you to add your teen as soon as their permit is issued, whereas other companies will allow you to wait until your teen has received their full license.

As a parent, you need to take into consideration the fact that if an accident occurs and a claim needs to be filed that the insurance company could potentially deny it. Therefore, speak to your insurance company about their policies ahead of time.

Anticipate Your Auto Premiums to Increase

Because teen drivers are considered a higher risk, you should expect your insurance premiums to increase. Make sure to compare the policies of a few different carriers to ensure you get the best price for the best coverage. Our team at Affinity Insurance Partners can determine your needs and provide you with a policy that offers the coverage needed for your teen and family.

Check Into Discounts

Since your premiums will rise when you add a teen to your policy, you’ll want to figure out a way to save money. Most insurance companies offer a variety of discounts that can help you save, such as good student discounts, driver safety courses, monitoring programs, and low mileage programs. Check with your insurer to see what discounts are available.

If your teenager is going to be driving soon, contact our team at Affinity Insurance Partners, serving Pittsburgh, PA, to ensure you move forward with the appropriate auto insurance coverage.

Partner Carriers

  • Aegis General
  • AIG
  • Allstate (Home/Auto)
  • Assurant Flood (PFA)
  • Attune
  • Bristol West (Auto only)
  • BTIS
  • Burns & Wilcox
  • Cabrillo
  • Chubb
  • CNA
  • CRC Group
  • Dairyland
  • Dovetail
  • Encompass
  • Foremost Specialty
  • Grange