Small businesses are an important part of the economy in Pennsylvania. Small businesses employ almost 50% of employees in the private sector. As a small business owner, you know how important your employees are, and protecting your business means they have a job and all of you have an income. Commercial insurance offers a variety of ways to protect your business. At Affinity Insurance Partners in Pittsburgh, PA, we work with small business owners to create a commercial insurance policy that fits their business.
Commercial property insurance
It doesn’t matter if you own the building that houses your business or whether you rent. Commercial property insurance provides valuable protection for your business. Bad things happen, and fire or theft is all too common. Having to pay for your business’s damage will be expensive, and insurance can help get things back to normal much quicker. It will repair the facility, replace lost business equipment, and allow you to get back up and running.
The law in Pennsylvania requires employers who have one or more employees to protect them from job injures with workers’ compensation insurance. They are covered while working in the state or outside the state if they have traveled to do business.
Commercial liability insurance
Liability insurance protects your small business from legal action taken against you. It covers medical expenses from an injury incurred by a customer or client on your property or as a result of one of your products. It can be damaged from a service you perform as well. It also pays legal fees to defend your business.
If your business owns one or more vehicles, commercial auto insurance is something your business needs.
Contact Affinity Insurance Partners in Pittsburgh, PA for a no-obligation quote and get answers to any questions you have.